Retirement Calculator
| Age | Pre-Tax | Taxable | Post-Tax | Expenses | Disposable | debt | debtInterestRate | debtPayment | debtPaymentTotal | Retirement Strategy | Withdrawal Rate | Income Projected | Income Goal | Age | Savings | Savings (SOY) | Contribution | Total Contribution | Savings (EOY) | Tax Deferred (SOY) | Contribution | Employer Contribution | Total Contribution | Tax Deferred (EOY) | Savings (SOY) | Contribution | Total Contribution | Savings (EOY) | Cash | Savings (SOY) | Savings (EOY) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Personal Information
Debt
Retirement
Income and Expenses
Taxes
Savings
Tax-Deferred Contributions
These grow tax-free until retirement, but withdrawals are taxed (e.g., 401(k), Traditional IRA).
Employer Contributions
Additional tax deferred contributions made by your employer.
Taxable Contributions
Brokerage accounts where you pay taxes on capital gains, dividends, and interest as they are realized.
IRA
These are funded with post-tax dollars and can be withdrawn tax-free in retirement (e.g., Roth IRA).